Final Irene challenge

Hi all
My card share from Terry Hirt is a cheery little card, sure to make someone smile. 

Notice the new triple layer punch she used on the bottom right corner of this card.  With this new punch you can get three different details of the design - the night of navy layer is the simplest style and the white layer is the most detailed of the three options.  Don't you love having choices?

Come back tomorrow to see the first card from my 9-11stamp a stack holiday card class.  The next Xmas stamp a stack class will beheld on October 9th.
Peggy