This is a nifty money holder tag (the money fits in the pocket where the scallop is) that has been seen many places on the web. The one thing I did not understand about this project is that the gift part was left open on the top. Folks said it was made to hang on the tree but I didn't like the possibility that when you hang the ornament and the gift wrap on the tree, the gift box might slide off. Soooo I did mine with the opening on the bottom and the ornament fits in the gift sleeve from the bottom. The gold loop hanger comes out the top of the gift and when you hang it on the tree, the two parts surely will stay together. neato! This is one of those projects that could easily be made larger, too.